Moms Blogs 4 U » Money

Too Late To Get A Job

DMarsden92 — Thu, 05 Jan 2012 02:58:27 +0000

I haven’t had to work for quite some time. Hubby has made it so that I can stay home and take care of the little one so that we can avoid sitters, etc. We do not like to leave the little one home alone at her age. Unsupervised children do not usually get anything productive, or condoned done. This is very nice of him, but sometimes I really wonder what I would, or could do when it came to getting a job. I have been talking to hubby about going and getting my GED, and he has made some very good points. At this point of time in my life I would need to make extremely good money for it to be beneficial to us. After paying for the gas in the car, work clothes, and any sitters that are necessary my paycheck would be mostly gone.

I only regret not finishing up my GED back when I first met hubby because I only failed by 2 points, and it was because I had just met hubby, and my mind wasn’t where it belonged. Not having a H.S. diploma, or a GED makes it hard to get something like physician assistant jobs, and to top that off you can’t even get a job at a McDonalds without one of them.

Getting Rid Of Scrap

DMarsden92 — Mon, 19 Sep 2011 02:11:58 +0000

Last week we decided that we needed to go out and get a new propane grill. This is because over the years the weather, and my now deceased dog took a toll on the grill that we had. The dog would chew the igniter button off the grill, and also chew the cover. The weather made certain parts rust out bad. After getting the new grill hubby and I discussed if we could get anything for the old grill. He told me that just the grill would not be cost-effective to scrap. We asked our neighbor if he wanted the grill and he told us that he would put it with the rest of the stuff he was collecting like a stainless steel drum, aluminum, and some copper wiring.

I talked to hubby about possibly gathering some things that could be recycled for money. He said that he doesn’t want to have junk lying around while we pile up enough to get rid of.

What do you think?

Let Me Out

DMarsden92 — Wed, 01 Jun 2011 05:28:28 +0000

For quite a while now I’ve been more than ready to move out of NJ. It’s just getting to high price for me. I always wanted to move more south because i have heard that it was cheaper, but not too far south. I’m not ready to give up my cold weather just yet. Unlike hubby who would move to FL if he could. I told him that I would meet him half way on this and maybe we could move some were like North Carolina. Just to humor me with this idea he called up one of the company’s he works for to see if they had any Charlotte jobs down that way. They said not right now so i guess for now this means NJ is were we will live because at least for now he has work here. I will one day hopefully leave this place and not be the last one to shut the lights off when i do.

Working And Spending

DMarsden92 — Fri, 06 May 2011 04:46:21 +0000

Even though I enjoy the time I get to spend working with hubby it does have its ups and downs. One of the good things is that we have more money for our bills. Another plus is that now when I spend money I don’t feel so bad about it. This is true especially when I take our little one out clothes shopping. She loves to tell him how much I spent on her. He then gives me the “why did you spend so much?” That’s when I tell him to think of it as a payday advance loan if I were getting paid to work. I also reminded him that having a kid is not cheap. The older they get the more things cost and that’s partly why I work with him, so we can afford to get her things that she wants. With that he just says fine.

Money Hungry Contracts

DMarsden92 — Sun, 16 Jan 2011 04:29:27 +0000

I’ve been helping hubby with work and it seems like it’s the same thing time in and time out. When people buy a TV and a home theater system they seem to think that when they pay for a TV installation that it covers it all. They get so mad at hubby who tells them that it doesn’t cover a new hook up. Then you have to hear how much they paid for this installation which I will say is very high but most of that money we don’t see anyway. He does all the work and the companies make probably more than two thirds of the money. Sometimes I really don’t understand why they have to be so money hungry. Maybe if they lowered their profit margin they would sell more home theater, or tv installations.

I Will Not Work For FREE

DMarsden92 — Tue, 04 Jan 2011 04:11:43 +0000

For the past 7 months I’ve been going on jobs with hubby when he needs a helper as long as they are jobs I can do. One of the reasons I do this is that the jobs don’t always pay enough for a second person. The second reason is that it’s more money for us to pay our bills with, and hubby told me that if we get the bills down by me working with him he will redo my kitchen. So it seems like now that were almost good on bills he keeps telling me after we do a job that maybe me working with him was a bad idea. This is because it not only makes it a little harder on him because he has to do it all, but also because I’m short and I can’t hang TV’s in high places. I knew going into this that I should have asked for a cash advance because now if he hires someone to work I won’t get what I wanted because we won’t have the money. You know what that means… I just worked for the past 7 months for nothing. Maybe I should have gotten it in writing. When I tell him this he jokes and says call the labor board on me see where that gets you. All I know is that one way or another I will get paid. That’s why they call those plastic cards that everyone has credit cards, and he can see where that gets me.

While I talk about working for FREE… Here is a comical picture my hubby took on our way home from Disney one year. I hope this guys wife doesn’t want anything nice for BDays, Holidays, or anything else for that fact.

Insurance Buying Made Simple

DMarsden92 — Fri, 19 Nov 2010 03:21:50 +0000

When my old insurance company dropped me back in September hubby and I started calling around to all those companies that use to send us ads for “Cheaper Insurance” so that I could get some cheap auto insurance quotes. You know the ones saying how much I would save if I switched to them. I found out that Yes some of them were cheaper but what they don’t tell you is that it costs more for all the extra stuff. Things like roadside service one company might have that part included where the other ones will charge you for it. In the end I’m still upset that I was dropped for no good reason from my previous company. I have to think about what hubby tells me that I got a better deal and it’s a little cheaper. Only time will tell on how it will work out.

Gifts Of A Different Type

DMarsden92 — Thu, 03 Jun 2010 00:43:13 +0000

The month of June has always been a crazy month for me. With so many birthdays, and graduation parties I never know what type of gifts to get anyone. Sometimes money in a card feels like I didn’t have the time to find a gift. I have decided to do the next best thing. I get pre paid credit cards for everyone now. One year I picked up one for the little ones teacher. It makes getting gifts easier, and I think people enjoy being able to get something that they want, and not have to return what I got them. I have also tried to explain to our little one that when we go on vacation she can also use prepaid credit cards rather than carrying cash around. She doesn’t like the idea because she likes to see her money.

Whoda thunk?

Hubby Working Seaside Again

DMarsden92 — Thu, 03 Jun 2010 00:30:32 +0000

This past weekend hubby decided to go back to doing security work at the hotels in Seaside Heights once again. He does this to bring in some extra money so that we can do more with the little one in the summer. I worry about him when he’s there because it can get a little crazy. One night he called, and before he got off the phone I told him to stay safe, and he was like I know dear. It sounded like I was bothering him with this so I just reminded him of how much serious injuries, or even what a funeral cost, and that we don’t have the money for either. Then I told him if anything did happen that our little one would be very upset because I would have to fill in the pool because that’s the only way I could bury him. He didn’t find me very funny.

Money Making Schemes

DMarsden92 — Sat, 29 May 2010 02:12:29 +0000

Many times I have searched for easy ways to make money with my computer. I had found one way that in the end was more of a pain than it was worth. What I had found was Shoppers Hotline. This is a system that awards you for scanning purchases made. They send you a portable barcode scanner, and each night you put it in the dock, and it uploads the info to their servers.

I tried it out for a few months, but the points never seemed to increase much. I ended up giving up, and sending back the equipment, as it was very tedious to scan each thing, or whatever I chose. I just recently found out that they stopped their program. I wonder if they had that many people not finding “The quick buck” in their system.

If you are looking to make money, then I would suggest looking into whatever you are thinking of doing before actually doing it.

EBay And I Don’t Get Along

DMarsden92 — Wed, 28 Apr 2010 00:22:28 +0000

I have a friend that just loves EBay, and so does my hubby. I hear a lot of people say that they find great deals on there, but I don’t know how. Now I just don’t understand the big deal about buying stuff online cheap, and sometimes it’s just to sell it again. Hubby puts stuff up on EBay, and sells his things off very quickly. When I look for good deals on E-bay to do this I don’t find anything. I told them to let me know if they ever come across any wholesale diamonds. Not that I like diamonds, or anything else really expensive costing normally, and I could sell them. They told me that I would need some good luck with living in my dream world. I guess this is why E-bay doesn’t work for everyone.

Lost Money…Found Money…My Money

DMarsden92 — Wed, 10 Feb 2010 07:37:20 +0000

I have a friend who once in a while when she feels up to it will go on my daily walks around the neighborhood with me. One day when we were walking, and I was telling her how I pick up any money that I find, and how this helps motivate me to walk everyday. She said that that was weird because she does that at work when she’s on her lunch. Now for the past few months when I walk, and find any change I would call her to tell her how much I found. She always says “That’s good, but I found more than that.” Now it’s like a game to us to see who can find the most money in a day. So far she’s wining so I’m thinking of telling her that I found some loose diamonds on my walk because I don’t like to lose at games. But with my luck shell probably find a lottery ticket that someone lost, and it will have been worth more than my diamonds. I’m not much of a sore loser because no matter how much we find it’s more than we had.

So are you the type of person that picks up change no matter how small, or do you toss it because it’s just change?

Small Business & Credit Cards

DMarsden92 — Thu, 12 Nov 2009 04:40:29 +0000

For the past fifteen years hubby owns his own business and in the beginning he only took cash, or checks from his customers. So when we started getting more people wanting to pay by credit cards he asked me if we should look into merchant services. When we found one we liked we had it for maybe 9 years, but the problem was that even when no one buys any products with a credit card you still have to pay them for service.

So in looking for ways to save some money we dropped them, and are back to cash, or checks. I will say some costumers get mad when he tells them that he only takes cash, or checks, and he has lost some sales because of it. To keep costs low we had to cut it, or raise the prices, and the low prices are why he’s done so well.

Do you think a small business should have to take credit cards at all?

Learning About Blog Marketing

DMarsden92 — Thu, 07 May 2009 16:24:52 +0000

When I decided to start my own blog I took some advice from my husband who also has a blog, or two. Some people blog for money, or products, and others blog to blog. My husband explained all about blog marketing to me. I don’t understand all of it, but I am learning.

One way to get your product noticed is for a company to advertise on blogs. By doing this your product will not only get to be seen by millons of pepole on the internet but they can find out firsthand what someone else thinks of it, and how it worked for them. People research items all the time so that they don’t waste their money. By having an ad on a webpage it sometimes will get noticed faster then a tv commercial. Even though a lot of pepole watch tv they don’t always pay as much attention to the commercials as they do if they were on the internet. People also know that majority of the commercials are showing paid actors, or real people that had good things to say about a product, and not the ones that have negative to say.

Some companies offer free products to bloggers in exchange for real reviews. People want to see real impressions, and not scripted ones. Either way you go bloggers stand to make money blogging, or earn free products. Advertisers gain sales by means of truthful reviews of products.